Is 45cash a legit company?

Hi Jeannette. 45cash is a legitimate company that works with a variety of financial service providers. Unfortunately, not everyone qualifies for unsecured loans. Loans are subject to lender approval. 45cash, as stated on the website multiple times, is not a direct lender.

How does 45 Cash work?

45 cash.com overall provides a fast and simple application process; which then is submitted through their database of lenders for approval. Although, I didn't qualify for a loan, because of my less than perfect credit, I would use the service in the future because it is an option when there aren't any other options for unexpected emergencies.

Does 45 work with lenders?

Yes, 45 may work with a plethora of lenders but the lenders do not identify themselves as a part of the 45 application process. The lenders bombard you with texts and emails indicating your application is almost complete but you need to verify your personal information first. Then the calls begin asking for the same personal information.